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Public Adjuster Can Help With Insurance Claim

March 27th, 2015 Written By Carol Pawley

Insurance Adjustor

A public adjuster is an insurance claims adjuster who advocates for you in appraising and negotiating an insurance claim. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverages, and negotiate with the insurance company’s claims handler.

They will assist you in the process of documenting the damage and preparing your claim. Most important of all, they will help you receive all of the benefits to which you are entitled. You typically will pay a commission of 10 percent to 20 percent on the amount that is recovered.

The insurance company does not have to pay you the amount the public adjuster determines, however the insurer often will negotiate to a higher figure rather than face a lawsuit. If you can’t reach an agreement with your insurer, and decide to take legal action, the adjuster’s work and documentation will help your attorney recover more money for you.

Experts recommend property owners hire an adjuster immediately upon suffering a loss because incorrect, incomplete or inadequately expressed answers to your insurance company following a loss may reduce the amount you can claim.  A public adjuster engaged before the fact-finding stage will have a better opportunity to help you receive a fair settlement. However, a public adjuster may be able to negotiate for a higher amount any time during negotiations with the insurance company.  Even after you have received a settlement.

Great to have you on my site! Seeking to sell or buy property in Coconut Grove, Coral Gables, or anywhere in Miami? I can assist you. Real estate is my area of expertise and Miami-Dade the place I grew up. I know the communities, the schools, the culture, and the business of real estate. I’ve consistently ranked in the top 1% of my field, locally and nationally. I’d love to have the opportunity to introduce myself and discuss your real estate needs. Let’s connect: PH 305-992-6188,EMAIL: carolapawley@gmail.com

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