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Competing with All-Cash Buyers?

June 15th, 2014 Written By Carol Pawley

Trade with money and key

Market Watch offers these tips for borrowers in all-cash markets like Miami

  • Be patient: Some all-cash buyers and their offers can appear and disappear, especially if the buyer is overseas. Your financing-contingent​ offer still might have a shot, especially if you’re willing to put down a large down payment.
  • Realize that flexibility is an advantage: Sometimes a line of credit on another investment property, or a home-equity line of credit, can help make your offer look even better. It may not be all-cash, but more-cash is better than less-cash.
  • Know the market: Work with your real estate agent and loan officer to find sellers that are open to accepting bids with financing. 

Link to Article: http://www.marketwatch.com/story/how-to-get-a-mortgage-where-cash-is-king-2014-06-06

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