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Lender lowers FICO score to 550

March 26th, 2014 Written By Carol Pawley


Carrington Mortgage announced plans to further sharpen its focus on reaching and serving “underserved” borrowers (typically those in the sub-640 FICO score range) – a sizable market that has been mostly ignored by lenders.  The California firm has lowered its minimum credit requirement to a  FICO score of 550, and expanded its guidelines on a number of FHA, VA and USDA loan programs, extending eligibility to more property types and reducing overlays.

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