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Lender lowers FICO score to 550

March 26th, 2014 Written By Carol Pawley

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Carrington Mortgage announced plans to further sharpen its focus on reaching and serving “underserved” borrowers (typically those in the sub-640 FICO score range) – a sizable market that has been mostly ignored by lenders.  The California firm has lowered its minimum credit requirement to a  FICO score of 550, and expanded its guidelines on a number of FHA, VA and USDA loan programs, extending eligibility to more property types and reducing overlays.

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