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Ways To Lower Your Homeowner’s Insurance

July 1st, 2013 Written By Carol Pawley


The amount you pay for your homeowners insurance can differ by hundreds of dollars, depending on the insurance company you buy your policy from. Here are some things to consider when buying homeowners insurance.

1.      Shop Around

2.      Raise Your Deductible

3.      Don’t confuse what you paid for your house with rebuilding costs

4.      Buy your home and auto policies from the same insurer

5.      Stay with the same insurer
6.      Review the limits in your policy and the value of your possessions at least once a year
7.      Make your home more disaster resistant

8.      Improve your home security
9.      Seek out other discounts

10.  Maintain a good credit record

11.  Look for private insurance if you are in a government plan

12.  When you’re buying a home, consider the cost of homeowners insurance

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