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Ways To Lower Your Homeowner’s Insurance

July 1st, 2013 Written By Carol Pawley

homeowners-insurance1

The amount you pay for your homeowners insurance can differ by hundreds of dollars, depending on the insurance company you buy your policy from. Here are some things to consider when buying homeowners insurance.

1.      Shop Around

2.      Raise Your Deductible

3.      Don’t confuse what you paid for your house with rebuilding costs

4.      Buy your home and auto policies from the same insurer

5.      Stay with the same insurer
 
6.      Review the limits in your policy and the value of your possessions at least once a year
 
7.      Make your home more disaster resistant

8.      Improve your home security
 
9.      Seek out other discounts

10.  Maintain a good credit record

11.  Look for private insurance if you are in a government plan

12.  When you’re buying a home, consider the cost of homeowners insurance

Great to have you on my site! Seeking to sell or buy property in Coconut Grove, Coral Gables, or anywhere in Miami? I can assist you. Real estate is my area of expertise and Miami-Dade the place I grew up. I know the communities, the schools, the culture, and the business of real estate. I’ve consistently ranked in the top 1% of my field, locally and nationally. I’d love to have the opportunity to introduce myself and discuss your real estate needs. Let’s connect: PH 305-992-6188,EMAIL: carolapawley@gmail.com

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